The elections have come and are almost done and most of our politicians at the Federal level know their fates already for the next four years. Money, both public and private have been spent, sleep and peace of mind have been taken through rigour, for the unlucky, it’s back to the trenches and for the lucky, it’s party time!
Foreign embassies and airlines would be besieged like the wall of Troy by countless politicians of all shades and caliber trying to get on the next available flight abroad, it’s time to relax, it’s time to party. Foreign hotels and travel/tour agencies are already smiling to the banks because their suites are partly or fully reserved to our dear public servants. Town homes, condominiums, flats, chalets, cottages, beachfront homes have all been booked in various parts of the globe for our people’s relaxation and pleasure for at least 3 weeks. For the fortunate politician, the next four years are assured. The foundation for the next level has been laid.
What, ladies and gentlemen, are you doing about the next level? Your job or business pays you well enough, for all your know and care, everything’s going quite well. I’m happy for you and what I have for you will keep you on the right track for as long as you want. When you’re looking towards the future, you think generally in the area of investments right? So, let me ask you…What do you have in the pipeline of investments and dreams?
Have you started saving towards actualizing your dreams? Let’s not kid ourselves, the foreign trips, the villa in the village, the Escalade or Maybach would drop from the skies into your laps, you need money to buy them. And mind you, for guys that work in the private sector, hustling daily for that income…the good things of life don’t come cheap. As a young man or lady, your major pre-occupation is how to secure your own future. It’s up to you not the government, not unless you’re a political affiliate or acolyte of someone in the rock. One thing is certain, unlike those who have unfettered access to free-flowing money; serious people cannot afford to be sybaritic, extravagant and wasteful.
In as much as you’d love to junket around the world, shop till your feet hurt, sip rosey from the finest flute glasses and wash your hands with Dom Perignon, that’s not securing your future. That’s building castles in the air. Here’s what can help you secure the future and assure you of the next level.
A SUMMARY OF IPP
Money was made to work for you. While the importance of work is not lost on you, your savings and investments ought to make money for you. What you need is a plan designed to make your savings act as a valued added pension plan and at the same time a long term investment. You can achieve that with IPP.
IPP is an acronym for S.A Life’s Income Protection Plan. This is a life assurance policy designed by Standard Alliance Life Assurance (S.A Life) for young people who are at the beginning of the productive and professional years. This plan allows for you to make the most of these years and in the process set up a target plan which can at the same time act as retirement plan not leaving out guaranteed value and return on investment.
FEATURES OF IPP
· Minimum investment of 20,000.00 naira monthly
· Premium payment could be monthly, quarterly or in bulk one installment
· Return on investment of 5.5% annually (compound interest)
· No administration or hidden charges
· Tenor : 7-year minimum term
BENEFITS OF IPP
· Guaranteed value and regular return on investment
· Provision of financial security as it is designed to make your fund grow as you do not make frequent withdrawal like the regular bank account
· The policy is flexible as there is chance for partial withdrawal after a period of time
· Compensation on the policy in the occurrence of death of the holder of the policy is the sum assured
CUSTOMER BENEFITS
· The policy can be used for building a pool of money for future purposes such as financing a business, buying property or financing children’s future education plans
· In the absence of a pension plan, it works excellently as it stands in for the medium term or long term savings plan for the policy holder
· You could use it to save for a particular project or business you have in mind after retiring from the present job or career one is currently holding on to
· It could act as a financial will or financial legacy to the holder’s family as the compensation package would be in bulk and quite substantial enough to ensure the holder’s dependents do not lack financial support
This plan can help you buy that landed property you’ve always wanted to buy. Have you bought the landed property before now? Congratulations…but remember you need money to build it. What of those that already have the cars and the homes? Are you married or about to? This plan is for you. Quality education in Nigeria is no beans! Quality education costs more than peanuts, forget government’s plans of remodeling public schools; you wouldn’t want your children there. I don’t see how one could give his children quality education without money. For this reason, you have to save.
There no dream or idea you cannot pursue if you have money. The only way out of the financial logjam is to plan and follow up a savings plan with a reputable and solid company in the hands and care of a reliable person. My name is Ogungbemi Olumide, my numbers 07033588160 and 07056989820, and I’m an insurance marketer and blogger with Standard Alliance Life Assurance Limited.
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